BNP PARIBAS FORTIS 2020 FULL YEAR RESULTS

STRONGLY COMMITTED TO SUPPORTING THE BELGIAN ECONOMY IN THE CURRENT EXCEPTIONAL CIRCUMSTANCES OF THE HEALTH CRISIS

CUSTOMER LOANS AT EUR 115 BILLION,+3.5% vs. 31.12.2019
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​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ MORE THAN 100,000 MORATORIA, OF WHICH SOME 45,500 RESIDENTIAL MORTGAGE LOANS AND 57,500 PROFESSIONAL LOANS. MORE THAN 12,000 EXTENDED MORATORIA AT THE REQUEST OF CUSTOMERS
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CUSTOMER DEPOSITS AT EUR 138 BILLION, +5.3% vs. 31.12.2019

RESILIENT GROSS OPERATING RESULTS AND NET INCOME WITHIN THE CONTEXT OF THE CURRENT HEALTH CRISIS AND PERSISTENTLY LOW INTEREST RATES

REVENUES: EUR 7,893 MILLION, +1.1%* vs. 2019
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LOWER REVENUES IN BELGIUM
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ GROWING REVENUES IN OTHER BUSINESS LINES

COSTS: EUR 4,542 MILLION, DOWN BY -0.6%* vs. 2019
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STRICT COST MANAGEMENT WITH A COST REDUCTION IN BELGIUM
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CONTAINED COST INCREASE IN THE OTHER BUSINESS LINES

GROSS OPERATING INCOME: EUR 3,351 MILLION, +3.4%* vs. 2019

POSITIVE JAWS EFFECT

COST OF RISK AT EUR 676 MILLION OR 32bp[1], +67.0%* vs. 2019

PRE-TAX INCOME: EUR 2,883 MILLION, -6.5%* vs. 2019

NET INCOME: EUR 1,870 MILLION, -7.7%* vs. 2019

STRONG FINANCIAL STRUCTURE AT 31 DECEMBER 2020
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COMMON EQUITY TIER 1 RATIO OF 15.9%
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LIQUIDITY COVERAGE RATIO OF 191%[2]