BNP Paribas Fortis: Full Year results 2015

STRONG OPERATING PERFORMANCE

DESPITE PERSISTENTLY LOW INTEREST RATE ENVIRONMENT

 

CUSTOMER LOANS1 AT EUR 170 BILLION, +6.5%* vs. 31.12.2014

CUSTOMER DEPOSITS1 AT EUR 173 BILLION, +4.8%* vs. 31.12.2014

SOLID GROWTH IN CUSTOMER LOANS

REFLECTING THE IMPORTANT ROLE OF THE BANK

IN FINANCING THE ECONOMY

REVENUES: EUR 7,235 MILLION, +5.2%* vs. 2014

STRONG PERFORMANCE IN BELGIAN RETAIL BANKING

CONTINUED GROWTH IN TURKEY

OPERATING EXPENSES: EUR 4,427 MILLION, +1.9%* vs. 2014

FURTHER COST MANAGEMENT

HIGHER BELGIAN BANKING TAXES AND LEVIES

CONTINUED INVESTMENTS IN TURKEY

NET INCOME: EUR 1,575 MILLION, +7.4%* vs. 2014

A FULLY LOADED BASEL 3 COMMON EQUITY TIER 1 RATIO2 OF 12.5%

* Excluding non-recurrent items (see page 5 for more details) 

1Customer deposits consist of amounts due to customers excluding repurchase agreements (‘repos’).
Customer loans are loans and receivables due from customers, excluding securities and reverse repos 

2Ratio taking into account all the CRD4 rules with no transitory provisions

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BNP Paribas Fortis (www.bnpparibasfortis.com) offers the Belgian market a comprehensive range of financial services for private individuals, the self-employed, professionals, companies and public organisations. In the insurance sector, BNP Paribas Fortis works closely, as a tied agent, with Belgian market leader AG Insurance. At international level, the Bank also provides high-net-worth individuals, large corporations and public and financial institutions with customised solutions, for which it is able to draw on the know-how and international network of the BNP Paribas Group.

Leader in banking and financial services in Europe, BNP Paribas (www.bnpparibas.com) operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialised businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Türkiye, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.