BNP Paribas Fortis 2019 ​ Full Year Results

STRONG BUSINESS ACTIVITY

CONTINUED GROWTH OF CUSTOMER LOANS AND DEPOSITS

CUSTOMER LOANS[1] AT EUR 208 BILLION, +6.1%* vs. 31.12.2018

CUSTOMER DEPOSITS[2] AT EUR 184 BILLION, +6.3%* vs. 31.12.2018

COMMITTED TO THE BELGIAN ECONOMY
​BRB[3] CUSTOMER LOANS AT EUR 111 BILLION, +4.4% vs. 31.12.2018

BRB CUSTOMER DEPOSITS AT EUR 131 BILLION, +5.1% vs. 31.12.2018

OVERALL GOOD RESULTS WITH A NET INCOME AT EUR 2,212 MILLION

REVENUES: EUR 8,036 MILLION, +4.1%* vs. 2018
​SLIGHTLY LOWER REVENUES IN BELGIUM
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ GROWING REVENUES IN OTHER BUSINESS LINES

COSTS: EUR 4,754 MILLION, +1.8%* vs. 2018
​CONTROLLED COST REDUCTION IN BELGIUM
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CONTAINED COST INCREASE IN THE OTHER BUSINESS LINES

LOW COST OF RISK AT 22bp

PRE-TAX INCOME: EUR 3,238 MILLION, +6.0%* vs. 2018

NET INCOME: EUR 2,212 MILLION, +7.9%* vs. 2018

SOLID FINANCIAL STRUCTURE

COMMON EQUITY TIER 1 RATIO OF 13.2%

LIQUIDITY COVERAGE RATIO OF 127%[4]